How to know AustralianSuper is the right choice for you
Strong, long-term performance
When you compare super funds, look at long-term performance history, not just how the fund is performing today. AustralianSuper’s Balanced investment option has an annual return of 9.67% over the last 35 years1.
Significant net benefit
This is what your overall financial position could be after taking away admin and investment fees. Take a look at the chart below to see how AustralianSuper’s net benefit has outperformed the average super fund and retail fund over 5, 10, and 15 years.
Competitive fees
As Australia’s largest, most-trusted2 super fund we use our size and scale to secure competitive fees and costs for members - meaning less is taken from their super balance and they can benefit from additional returns. Use the fee tool below to see how our fees compare.
Compare net benefit performance
- Super
- Account based pension
How your super fund performs over the long-term will make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top performing fund could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others.
Net Benefit – Super | |||
---|---|---|---|
Over 5 years | Over 10 years | Over 15 years | |
AustralianSuper Balanced option | $37,636 | $104,362 | $166,115 |
All super funds (average) | $29,614 | $82,187 | $126,875 |
Retail super funds (average) | $27,620 | $74,944 | $104,604 |
Net benefit refers to investment earnings to 30 June 2021 (less administration and investment fees). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The table shows what a member would have for 5, 10 and 15 years to 30 June 2021, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary4.
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Important information
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Important information to consider
- Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used in calculating returns for periods that begin before 1 July 2006.
- Readers Digest Most Trusted Brands – Superannuation category winner for nine years running 2013 – 2021, according to research conducted by independent research agency Catalyst Research.
- AustralianSuper received the Canstar 5-Star Rating for Outstanding Value in Superannuation in 2021 and Account Based Pension Award in 2021. Full methodology available for super here. And methodology for account based pension here. Ratings are only one factor to be taken into account when choosing a super fund.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees, investment fees and contribution taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 30 June 2021. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. AustralianSuper returns before 1 July 2006 are calculated from equivalent options of the ARF and STA super funds.
- Comparisons are modelled by SuperRatings, commissioned by AustralianSuper. Modelled outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration and investment fees have been taken out. The results compare the AustralianSuper Choice Income Balanced option and the main balanced options of funds tracked by SuperRatings that have a comparable option and performance history, for historical periods to 30 June 2021. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 July 2011 and finishing on 30 June 2021; a starting balance of $300,000; and a drawdown rate of 6% p.a. Insurance premiums and other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. See Assumptions for more details about modelling calculations and assumptions. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.